Wam
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Wam accountTT and US dollars in one appGlobal accountsUSD, EUR and GBP account detailsSend and requestTo anyone on Wam, in secondsWam cardComing soon
Explore Personal
In personTap to phone and QR at the counterOnlineCheckout, payment links and invoicesPayoutsFrom your Wam balance to your bankBusiness portalSales, refunds and your team
Explore Business
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The financial passport
for the Caribbean

One wallet for everyday money, selling at the counter and running your business, with your people.

Scan the code or tap to download
  • Send in seconds2
  • Get paid in USD, EUR, GBP5
  • Pay with a scan

Send. Spend. Hold.

TT$0
Wam fee on every
Wam-to-Wam transfer1
Seconds
To send money to
anyone on Wam2
The Wam app's US dollar account: balance, ACH and wire details, and the apps that can pay it
TT$ + US$
TT and US dollar
balances, side by side
1 USD = 6.78
Shown before you
exchange, margin and all3

Personal and Business accounts

Everything you need to send, pay and get paid, for you and for your business.

Personal

For you

TT and US dollar balances, Wam to Wam in seconds, and USD, EUR and GBP account details to get paid from abroad.

Explore Personal
WKeisha sent you TT$120Wam to Wam
ACH receivedInto your USD balanceUS$1,450
Business

For your business

Tap to Phone on Android, payment links, online checkout and free payouts to your bank.

Explore Business
TodayTT$4,860.00 Live
Card · contactlessKai's Bakes · counterTT$85.00
Payment request paidCard · onlineTT$1,250.00
Shopify order #1042Pay with WamTT$210.00
Wam QRPearl's Roti ShopTT$45.00
Wam card · Coming soon4

A virtual card,
right in your app

9:41
Hold near reader
•••• 4821
Amara JosephVirtual card

Built and run from the Caribbean.
Made for life here.

Top up from your bank, a bank branch or a debit card,
and keep TT and US dollar balances side by side.

The Wam app's Add money screen: card, cash, bank transfer, bank branch and from anyone around the world
Global accounts

Get paid from the US, Europe and the UK

Your own USD, EUR and GBP account details, so family, clients and employers abroad can pay you straight into your Wam US dollar balance.5

AnaTTDesigner, Port of Spain
USD accountACH · Wire · your own details
WACH receivedBrightline Studio LLC+US$1,450.00
Safe and regulated

Regulated where
you live.

Wam is registered with the Central Bank of Trinidad and Tobago as an E-Money Issuer, authorised to provide payment services. Customer funds are held in segregation under the Central Bank's safeguarding rules.

How we protect youRead the docs
CBTTRegistered E-Money Issuer
No passwordSign in by email link
AlertsFor your payments
Face IDConfirm payments
3DSOn card top-ups
IDVerified accounts
Bank partners
Republic BankFirst Citizens
Building with
VisaBridgeRain

Start in minutes

Join more than 9,000 people on Wam.6

Wam
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  1. Wam-to-Wam transfers carry no Wam fee. Card, bank and third-party fees may apply.
  2. Wam-to-Wam transfers typically arrive in seconds. Recipients need a Wam account. Bank and cross-border timing varies with cut-offs and compliance checks.
  3. Indicative rate. Your actual rate is locked when you confirm and includes our margin. 1 USD = 6.78 TTD shown for illustration.
  4. The Wam card is coming soon. Eligibility and availability limits will apply.
  5. USD, EUR and GBP account details are provided through Bridge and its banking partners to verified customers. EUR and GBP payments arrive in your US dollar balance at the displayed rate. Cross-border payments are subject to compliance checks.
  6. More than 9,000 people have signed up to Wam, as of October 2026.

WamNow Technologies Limited is registered by the Central Bank of Trinidad and Tobago as an E-Money Issuer (CB-G: 181/2025), authorised to provide payment services, and has been accepted into the Trinidad and Tobago Securities and Exchange Commission's virtual asset service provider regulatory sandbox, a conditional, time-limited authorisation, not a full licence or endorsement.

Wam is not a bank. Wam balances and crypto holdings are not bank deposits and are not insured by the Deposit Insurance Corporation, the CBTT, the TTSEC, or any other government agency. Exchange rates include our margin and are shown before you confirm. Complaints: [email protected].

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